Medicare Supplement quotes are the best way to compare the various Medicare supplement plan options. There are many, many options for Medicare supplement insurance in each state, and different options are better in certain areas and for certain ages or situations. The best way to find out which plan or company is right for you is to compare all of your options and choose a plan based primarily on price.
So, why is price the most important thing? Well, put simply, the plans are standardized so there is no variation in coverage. A Plan ‘F’ with one company is the exact same thing as a Plan ‘F’ with another company. So, price is the only differentiating factor. Here are the steps to getting Medicare Supplement quotes:
- First and foremost, you must request them from an independent source, such as an independent Medicare insurance brokerage. An independent resource like this will give you quotes for a handful of the competitively priced companies for your age and zip code, so that you can compare them on your own time.
- Secondly, you must give honest and complete information so your quotes can be run accurately. Now, this doesn’t include giving them every piece of personal information you have – for example, to provide quotes, they shouldn’t need your social security number, bank information, etc. To successfully run quotes, all that is needed is age, zip code, gender, and tobacco usage. This will be enough information to give you the information you are looking for. If the source you are using is asking for additional information that you don’t feel comfortable giving out, we recommend using a different source to get your quotes.
- Once you have the quotes, you can easily compare plans and companies. Are you on a Medicare Supplement currently? If so, you can compare a “like” plan to see if you would be able to save any money for equal coverage. If you are turning 65, or going on Medicare for the first time, you can use the standardized coverage chart to see what each plan covers. Then from there, you can choose a plan and compare rates using the Medicare Supplement quotes.
If you have any questions or want to get your own set of quotes to compare to your current plan (if you already have one) or other plans you are considering (if you are going on Medicare), please contact us on our website: Medicare Supplements. We are happy to provide the information you request, by email, in an easy-to-understand format.