AARP Medicare Supplement plans are a great choice from a trusted source. These plans are the same Federally-standardized plans that you can get from any company that offers Medicare Supplement plans. Typically, AARP’s plans are competitively-priced and certainly have a good reputation for rate stability and consistency over time.
AARP’s plans are insured through United Healthcare, which is one of the nation’s largest health insurance companies and is a leader in the senior insurance marketplace. Their plans can be purchased either directly through the company or through an independent agency who offers their plans.
Medicare Supplement insurance is a vital part of any sound financial plan for someone on Medicare. Medicare, in and of itself, does not cover everything (and not the fullest extent which is often needed) that one needs in the way of medical care once you are over 65. Because of that, Medicare supplement insurance, or Medigap plans, are needed to fill in some of the gaps and ensure that your out-of-pocket expenses are at a minimum.
In some cases, with the right Medicare Supplement plan, such as a Plan C or F, you can get your out of pocket exposure to $0 between Medicare’s coverage and your Medicare supplement plan. This is obviously ideal, particularly for someone who wishes to have predictable out of pocket expenses as a part of their health care budget.
AARP plans are often very competitively-priced, in nearly every market which they are available (which is currently all 50 states). Since coverage is standardized, this, along with their rate stability and great reputation, makes them an excellent choice for supplemental coverage.
If you want to compare multiple options in a centralized place, we certainly would recommend doing so. Although AARP Medicare Supplements are a stable and great choice, there are other options that also may be good in your area and/or for your age bracket. The only sure way to get an unbiased opinion, including a comparison of the plans that are available to you is to use an independent Medicare supplement agent or agency. To get a Medicare Supplement quote from us, please contact us on our website: Medicare-Supplement.US.